This loan will benefit small businesswomen like Carolina. She said that she has been a member of Pro Mujer for five years. She joined this group by invitation of her friends who were members of the institution. She has a business selling food (making set meals each day). She started the business five years ago with the support of her parents.
Carolina will use this loan to purchase tables and chairs. She will purchase them at the market in the city of El Alto and later will put them in her sales area. This type of work will allow her to generate income to support her family, since she is single and has two children. When asked what she likes about Pro Mujer, she said she likes the meetings and being able to save.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carolina es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de las compañeras de su grupo que son socias de la institución. En la actualidad ella tiene un negocio de venta de comida (pensión); cuenta que este negocio lo emprendió de hace cinco años con el apoyo de sus padres.
El crédito que ahora sacará es para el aumento de capital (compra de mesas, sillas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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