29 De Junio 2013 Group
If they receive the loan, it will benefit small micro-businesses, such as business-owner Sonia. She became a member of Pro Mujer a year and a half ago, entering at the invitation of the other members of the group. Today she has a business in which she sells fried potatoes, which she says her older sisters taught her to do 68 years ago.
The loan for which she is applying would be to increase capital (to buy a sales cart) that she would acquire from one of the markets in the city of El Alto, and she would use it to sell her product. This line of work permits her to generate the resources necessary to maintain her family, since she is married and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the health area and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sonia es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por invitación de las compañeras de su grupo que son socias de la institución. En la actualidad ella tiene un negocio de venta de papas fritas; cuenta que este negocio lo aprendió hace 68 años de sus hermanas mayores.
El crédito que ahora sacará es para el aumento de capital (compra de carrito de venta) que adquirirá de las ferias de la ciudad de El Alto y posteriormente servirá para la venta de sus productos. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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