Benito Juarez Group
Update on Benito Juarez GroupAugustina is another member of the Benito Juarez group. She is 78 years old, a widow, and has an elementary school education. When he was young her parent had a different way of thinking and only the boys went to school. The girls stayed home to learn the household tasks. Augustina has always been an enterprising woman and five years ago she decided to sell clothing and cosmetics on foot (door to door) with her friends and neighbors. She shows her products and takes orders. She had earned many customers in recent years and her business is moving ahead.
Augustina wants to grow her business and have more customers.
The other members are Ceferina, who sells clothimg. Jasmine sells groceries. The woman in the denim pants and white blouse is a neighbor who wanted to be in the photo.
Doña Agustina siempre ha sido una mujer muy emprendedora pero fue hasta hace 5 años que ella decidió iniciar a vender ropa y cosméticos de manera ambulante (casa por casa) con sus amigos y vecinos de su comunidad ella va mostrando sus productos y en algunas otras ocasiones levanta pedidos, en estos años ella ha hecho muchos clientes y su negocio a progresado.
El desafío que enfrenta es cuando el ingenio azucarero de la región donde vive inicia la producción ya que sus ventas disminuyen pero dijo que no se desanima solo hay que caminar mas y todo se vende.
Ella invertirá este crédito en la compra de blusas, faldas, pantalones, camisas, ropa interior, calcetines, cosméticos y perfumería para continuar con sus ventas.
Doña agustina quiere que su negocio crezca más y tener más clientes para poder tener una mejor calidad de vida y algún día poner un negocio fijo.
Los demás integrantes del grupo son:
Ceferina venta de ropa, Jazmin venta de abarrotes, Maria Dora venta de cosméticos, Candido cría de cerdos, Lucina venta de ropa, Esperanza venta de refrescos y dulces.
Nota: la señora de pantalon de mezclilla y blusa blanca es una vecina que quiso participar en la foto.
Previous Loan DetailsBenito Juarez is the name of a group that is formed by five members. Each of them is dedicated to a different economic activity. Jazmín has a general store, Agustina sells underwear, Maria Dora sells cosmetics, Ceferina sells clothes and Cándido sells meat. The group is located in a sugarcane… More from Benito Juarez Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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