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Update on Bertha

The member Bertha belongs to the communal bank "Rumbo al Éxito-Santiago" in the city of Cusco, Perú.

The member is Bertha. She continues to make a living at her business selling beer, soft drinks and groceries. She has had this business for years and it is going well for her thanks to the work she puts into it every day. She is a responsible and determined person, and in this way she comes out ahead.

The member is asking for this loan to buy soft drinks for her business. She is very grateful to Kiva for helping her make progress with her business and she promises to make her payments on time.
View original language description ↓
La socia Bertha pertenece al banco comunal “Rumbo al Éxito-Santiago” de la ciudad del Cusco – Perú.

La socia es la señora Bertha,la socia continua dedicandose al negocio de venta de cerveza,gaseosas y productos de abarrotes,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia es una persona responsable y empeñosa siendo de esta forma que la socia sale adelante.
La socia solicita el credito para la compra de gaseosas para su negocio.
La socia está muy agradecida con KIVA por ayudarla a desarrollarse en su actividad y se compromete a cumplir con el pago de sus cuotas puntualmente.

Previous Loan Details

The member is Bertha. She is 39 years old, single and lives in the district of Santiago in the city of Cusco. The member has a general store and she mainly sells products such as beer, soft drinks, and groceries. Bertha has grown a lot in this activity, so she is opening another general store to... More from Bertha's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Bertha to buy soft drinks for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Jun 17, 2013
This photo was used before for a previous loan for Bertha. It was first posted on Kiva on Sep, 2012. Learn More