Henry is 24 years old and lives with his family; his wife and children in a home of their own. He is a hardworking, honest man and his greatest dream is to provide a better future for his children. They see his efforts every day. Henry enthusiastically works on his daily tasks. He is a farmer and raises the basic grains such as corn, beans, and cereal grains such as wheat, oats, and rice. Henry sells part of his harvest and this is his only source of income. He uses the rest for personal consumption. This is how he earns an honest living and he is always searching for ways to do good for his neighbors so that he will not have any problems with his customers.
Henry wants to invest in farming supplies but he doesn’t have the capital he needs, so he has requested a loan through INTEGRAL so he can buy seeds, compost, fertilizer and pesticides. He hopes that God will continue giving him the opportunity to be an exemplary father and a good husband.
Henry de 24 años de edad vive junto a su familia, su esposa y sus hijos en casa propia, es un hombre trabajador, honesto que su mayor sueño e ilusión es brindarle y mejor futuro a sus hijos y estos el día de mañana vean el esfuerzo que su padre hace por ellos. Henry desde que se levanta realiza con entusiasmo las labores diarias, él se dedica a ser agricultor y cosecha los principales granos básicos como son maíz y frijol y también cereales como trigo, avena y arroz. Henry vende una parte pues es la única fuente de empleo que posee y la otra la deja para el consumo diario es así como él se gana la vida horadamente y busca siempre hacer el bien entre sus vecinos para no tener problemas con algún cliente. Desea invertir en insumos agrícolas pero no tiene el capital suficiente es por eso que solicita a INTEGRAL un préstamo para la compra de semillas, abonos, fertilizantes y pesticidas espera en Dios que le seguirá dando la oportunidad de ser un padre ejemplar y un buen esposo.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.