Los Perseverantes Vip Group
Daniel works from Monday through Friday. He is already at his place of work when the sun comes up and is preparing all sorts of food for his customers.
He buys all of his supplies in the central market in La Vega, known for selling at very good prices.
He will use the money from this loan to buy a churrasquera (to make churrascos). This will allow him to prepare orders quickly.
His dream is to have a restaurant and personally provide financially for his family. What motivates him the most to keep this business is to buy a home of his own because they live at his in-laws’ house. He is proud to say that his oldest son has a scholarship.
Daniel is very grateful to the assistance from Fondo Esperanza. He tells us that they have made it easy for him to grow his small business and grow as a small businessman. He receives support and has learned important values, and has matured as a person.
Quilicura is a community that is part of Santiago, the capital of Chile, located in the extreme northeast of the metropolitan region. The origin of the name comes from Mapudungun (Mapuche language): “kila” means “three” and “kura” means “rock,” from where the name Quilicura is derived. It means “three rocks,” a name given by the first inhabitants of this valley, referring to the three mountains that are perfectly visible and delineate the community.
Daniel Sotelo, quien aparece en la foto de pie el cuarto de izquierda a derecha; se dedica a la venta de comida rápida, sándwiches y almuerzos. Nos cuenta que tiene un carro instalado en un sector empresarial ( Parque Industrial) por lo que sus clientes son todos los trabajadores que corresponden al conjunto de empresas de ese sector.
Daniel trabaja de lunes a viernes, cuando amanece, ya esta en su lugar de trabajo preparando todo tipo de alimentos para su clientela.
Todas los productos que necesita los compra en el mercado central La Vega, conocido por vender a precios muy convenientes.
Con el crédito compró una churrasquera, ( para preparar churrascos), con este artefacto prepara con rapidez las solicitudes de comida.
Su sueño es llegar a tener un restaurante, en lo personal dar un buen pasar económico a su familia.
Lo que más le motiva en seguir con su negocio es comprar su propia casa, ya que vive en la casa de sus suegros, con ellos, su esposa y dos hijos, ambos estudiando, con orgullo nos cuenta que el mayor de sus hijos es becado.
Daniel está muy agradecido por la ayuda que le ha brindado Fondo Esperanza, nos cuenta que le dieron la facilidad de crecer como microempresario, recibe apoyo y además ha aprendido importantes valores, madurando aun más como persona.
Quilicura es una comuna perteneciente a Santiago, capital de Chile, ubicada en el extremo noroeste de región metropolitana. El origen del nombre de la comuna viene del mapudungun (lengua mapuche): "kila", que significa “tres” y "kura" que significa “piedra”, por lo que se deduce que el nombre de Quilicura equivale a "tres piedras", como el nombre que le dieron los primeros habitantes de este valle en referencia a los tres cerros que son perfectamente visibles y que delimitan la comuna.
About Fondo EsperanzaFondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid