Helena lives in Gardnerville, in Montserrado County, which is a commercial city in Liberia. She is 31 years old, and single with three children aged 10 to 15 years old. For the past five years she has been selling oil, rice, and flour in the local market. She started this business with money given to her by her boyfriend. She is requesting a loan to purchase more oil, rice, and flour for her business, her plan is to expand her business, educate her children and build a house.