Oretha lives in Gardnersville in Montserrado County, which is a commercial city in Liberia. She is 37 years old and single with two children aged 18 and 21 years old. For the past seven years she has been selling pepper, rice, oil, coal, vita, salt and other goods in the local market. She started this business with her savings. She is now requesting a loan to purchase more pepper, rice, oil, coal, vita, salt etc. for her business. She plans to one day build a house.