Gelber lives with his family in their own home. He is a man his neighbors characterize as being hardworking since every morning they see him leave his house happy to being going to work. He is very competitive with himself as an entrepreneur and has overcome all of his challenges. He has been a farmer his whole life and with a lot of hard work and dedication he has cultivated a small plot of land where he grows corn and beans, the main staples of his country. He also grows coffee. Because he offers affordable prices he has a loyal clientele and this is how Gelber earns an honest living. He wants to invest more in his crops but he doesn't have the capital necessary and it is for this reason that he is requesting a loan with INTEGRAL. He will use the loan to buy agricultural supplies such as compost, fertilizers, pesticides, etc. He wishes with all his heart that he gets the loan so he can be assured that his next harvest will be a success and he will be able to continue providing his family with a the best home possible.
Gelber habita junto a su familia en casa propia. Él es un hombre que sus vecinos los caracterizan por ser trabajador ya que todas las mañanas lo ven que sale de su casa contento a realizar las labores de cada día, es muy competitivo consigo mismo ya que nunca se ha dejado vencer y a la vez es emprendedor. Él se dedica a la labor de ser agricultor siempre toda su vida lo ha sido y con esfuerzo y dedicación se ha hecho de un pequeño terreno donde cultiva maíz y frijol los principales granos básicos de nuestro país pero aparte también cultiva café. Ya que maneja precios muy accesibles posee clientes quienes lo prefieren y es así como Gelber se gana la vida honradamente. Él desea invertir mas en sus cultivos pero no posee el capital necesario es por eso que solicita a INTEGRAL un préstamo para compra de insumos agrícolas como : abonos, fertilizantes, pesticidas entre otros. Desea de todo corazón que el préstamo sea dado para así concretar con éxito las cosechas próximas y seguirá brindándole un mejor hogar a su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.