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Vicenta is sixty-five years old and lives together with her family in a simple home that she owns. She is a very hard-working woman, characterized by her neighbors as someone who is a fighter and who has worked her whole life in order to ensure the well-being of her family.

Vicenta makes a living in agriculture and puts all her efforts towards a small plot of land where she grows basic grains of her country, like beans and rice. She sells a certain amount and leaves the rest to be consumed by her family. In this way, she has achieved a decent life with her own hands. Each morning she rises in order to always have food on the table in her home.

Vicenta hopes to buy agricultural supplies, since she has already run out of them and does not have sufficient capital to buy more. For this reason, she is requesting a loan from INTEGRAL to buy seeds, manure, fertilizers, pesticides, and other items. She is the type of woman that if she has the money, she pays before the necessary date. She does not doubt that she will pay off the debt ahead of schedule.

She gives thanks to God for the opportunity offered to her and to the people with good hearts who have allowed her to realize her dream.
View original language description ↓
Vicenta de 65 años de edad habita junto a su familia en casa humilde pero propia, ella es una mujer muy trabajadora caracterizada por sus vecinos por ser luchadora que siempre toda su vida ha trabajado para darle un buen bienestar a su familia. Vicenta se dedica a la labor de agricultura es decir con esfuerzo se ha hecho de un pequeño terreno donde cultiva los principales granos básicos de nuestro país que son frijol y arroz, vende cierta parte y otra la deja para consumo propio es así como la clienta se gana la vida decentemente con el esfuerzos de sus manos cada mañana se levanta para tener siempre el pan de cada día en su hogar. Vicenta desea comprar insumos agrícolas pues los que tenía ya se le terminaron y no posee el capital suficiente para comprarlos es por eso que solicita a INTEGRAL un préstamo para comprar semillas, abonos, fertilizantes, pesticidas entre otros. Es una mujer que si tiene dinero paga desde antes que le corresponde la fecha y no duda saldar la cuenta antes de lo previsto agradece a Dios por la oportunidad que le brinda y a las personas de buen corazón que le permitirán realizar su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 712
    View loans »
    El Salvador Loans Fundraising
  • $26,086,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Vicenta to buy seeds, manure, fertilizers, pesticides, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 21, 2014