The good father that he is, he wishes to educate his children to attain degrees as a minimum qualification, and also construct a permanent house for residence as they are currently in a mud wattle house.
Joseph intends to use the loan to buy cement and bricks for construction of his family's house.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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This loan has been fully funded!