Givi lives in the village of Osiauri, Khashuri District, East Georgia. He is 53 years old and has a large family: his wife, three children, daughter-in-law, infant grandson and a retired mother. Givi is leading the agricultural business of the family. They own two milk cows and sell dairy products at a nearby town's open market. The family grows maize, potatoes, haricots and onions on family-owned agricultural land. Besides this, he produces hay and sells it for a good price.
Along with the family's agricultural business, Givi is also involved in a trading business. He owns a small grocery store in his village and sells different kinds of groceries to the villagers.
Givi requested credit for purchasing sheep. He will start selling lambs and using the milk from the sheep to produce cheese which will be sold at the nearby town's open market as well. The income of the family will increase. In the future, Givi plans to reinvest part of his income in the sheep breeding business for its further development. The rest will be used to improve the daily living conditions of the family.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.