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Christ Vivant Group
In this Group: Richard, Constance, Elise Patricia, Nathalie, Germaine
Richard, age 46, is married with 3 children, ages 9 to 19 years old. All 3 of his children are currently in school. He is representing the Christ Vivant group. Richard owns a butcher shop and has had this business for 5 years. He will use the loan to buy more meat for his shop, including chicken, tripe, pork, and turkey. His business strategy is to put the meat in different sized groups. The larger groups with more meat are cheaper per gram than the smaller groups of meat. He is able to sell more meat this way.
Richard has received 3 previous loans from HOPE Congo, Kiva's partner. He has a good repayment record. He wants to have a large butcher shop one day with a big sign advertising his business. He hopes his children will finish university and be able to travel abroad one day.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 482.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Christ Vivant Group's $5,400 loan helped a member to pay for chicken, tripe, pork, and turkey for his butcher shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 3, 2013
Currency Exchange Loss:
Aug 17, 2013