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Maranatha 1 Group
In this Group: Marie Michelle, Christelle, Audery Prudence, Roberte, Teddy , Roche Rolle, Flore, Ines Rose
Marie, age 40, is a member of the Maranatha 1 group. Marie sells bread with assorted toppings at her local market. Many people stop at these small bread stands for a quick lunch or snack during the day. She provides several options to put on the bread, including cheese, sausage, chocolate, butter, and peanut butter. She has had this business for 19 years. She has gained many valuable regular customers over the years.

She will use the loan funds to buy more bread, butter, chocolate spread, peanut butter, and sausage. Her business strategy is to offer good customer service and to always have the toppings her customers want.

She and her husband have a 15-year-old child who is currently attending school.

Marie has received three previous loans from Kiva partner HOPE Congo. She has a good repayment record. Her goal is to gain more clients and grow her business.

She wants her child to have a good life and perhaps become a client of HOPE one day as well.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 482.0
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Maranatha 1 Group's $5,000 loan helped a member to pay for bread, butter, chocolate spread, peanut butter, and sausage.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 2, 2013
Currency Exchange Loss:
Jun 17, 2013