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Joel

Update on Joel

Joel has paid off his previous loan and is now preparing for another planting season. His last harvest paid off well and he has since managed to lease an extra piece of land for maize planting.

He has acquired a loan of KES 100,000 which will facilitate him in preparing his larger piece of land, and buying seedlings and other farm inputs .

He will use his anticipated gains to educate his children. He hopes to buy a large piece of land and build the family a permanent house.

Previous Loan Details

Joel is 32 years old. He is married and a father of two children. He has been farming on his piece of land for the past fifteen years. He has applied for his third loan from KADET LTD to purchase farm supplies such as seeds and fertilizer and to buy more animals. He has been a good client. ... More from Joel's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 623
    View loans »
    Kenya Loans Fundraising
  • $39,851,750
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Joel to purchase farm supplies such as seeds and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 28, 2013
Listed
Feb 2, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014