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Mahmadkarim is 46 years old. He has a wife and three children. He works at a railroad station. Mahmadkarim's wife knows how to embroider traditional women's clothes. However, she does not have a sewing machine. Mahmadkarim would like to help his wife to open her business. He is taking out a loan of 630 dollars for the purchase of a sewing machine. They will save the profits from his wife's new business for home repairs.
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Махмадкариму 46 лет. У него жена и трое детей. Он работает на железнодорожной станции. Жена Махмадкарима умеет вышивать национальные женские одежды. Однако у нее нет швейной машины. Махмадкарим хочет помочь жене в открытии дела. Он берет кредит на сумму 630 долларов для приобретения швейной машины. Прибыль с новой деятельности жены они будут копить на ремонт дома.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Mahmadkarim to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Feb 6, 2013
Currency Exchange Loss:
Feb 17, 2014