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Celia
Celia lives with her family in their own house. She sells traditional snacks, cakes, enchiladas, pupusas (Salvadoran grilled stuffed tortillas), yuca, and other food items. She has several years in this business, and that has given her a great deal of experience in sales, allowing her to obtain the best earnings.

Her sales location is well-suited to her business, and she already has a large regular clientele that prefers her. This is because everything she sells is top-quality and affordably priced, but above all because the service is excellent.

Celia is a very enterprising woman, with a great desire to succeed, and always on the lookout for new opportunities that will allow her to achieve the success she so much wishes. Like every good business person, she wants to see her business grow and to carry out new investment, but for this she needs the backing of capital. That is why she is requesting a loan from Integral that will allow her to buy vegetables, corn, meat, cheese, drinks, etc.

Celia has good payment references and is very responsible. She says that she will be able to pay off the debt, and at the same time hopes that she will give her family a better quality of life.
View original language description ↓
Celia vive junto a su familia en casa propia, ella se dedica a la venta de antojitos típicos, pasteles, enchiladas, pupusas, yuca entre otros tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, comercia en el lugar que califico como muy bueno para sus actividades comerciales ya tiene mucha clientela fija que la prefiere porque todo lo que vende es de primera calidad, a precios accesibles pero sobre todo con un excelente servicio; Celia es una mujer emprendedora, con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito que tanto desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un credito que le permita comprar verduras, maíz, carne, queso, bebida, etc. Celia tiene buenas referencias de pago y es muy responsable asegura que podrá saldar la deuda y a la vez tiene la esperanza que le dara a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 414
    View loans »
    El Salvador Loans Fundraising
  • $22,783,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Celia to buy vegetables, corn, meat, cheese and drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 15, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 25, 2013