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This is Fe, 57, a resident of Cabrera, Pasay, Philippines. She is married to Bernardino and a mother to her children. She, together with her husband manages her household and operates her business. At this time, she is working hard to continually provide income for her everyday expenses.

Fe operates a food stall. In the Philippines, the working community and most families only eat home-cooked meals during the evenings, when all the family members are at home to take part in the meal. This is not only a family tradition, but a matter of convenience and frugal living. It is considered a waste of money and time to use cooking gas and food for one to two persons, when buying cooked rice and meats costs less than raw food. Fe's regular customers are her neighbors and the local community. She earns a minimum of Php500 in sales everyday.

To help her continue the operation of her business, Fe is requesting a Php10,000 loan. She will be utilizing the loan to buy more meats, rice, vegetables, condiments, seasonings, and frozen food products. She expects a boost in her income as she expands her business.

Fe dreams to expand her business and to have a variety store. She hopes to have a good life. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1630
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Fe to pay for raw ingredients like rice, pork, chicken, and vegetables needed for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 11, 2013
Currency Exchange Loss:
Jun 17, 2013