The businesses that the members of the communal bank carry out are varied. Among them are: plaster handicraft, selling frescos, blanket knitting and selling juice, selling used-clothing, a video shop, selling coffee and food, a bookshop and a stationary shop.
The loan they receive will benefit small micro-businesswomen where Rose Mary is a member. She says that she has been a member of Pro Mujer for three years, joining by invitation from her mother who is an associate of the institution. At present she has a business producing plaster handicraft; she says that she learnt this business from her mother, who also relies on this same business. Subsequently with a loan from our institution's Pro Mujer, she created her own business.
The loan that she will now take out is for the increase of capital (buying stucco) that she will acquire from the distributors and the subsequent production. She will sell it in the traditional exhibition at the artisan fair. This form of work allows her to generate resources to maintain her home as much as possible, as she is married. When asked what she likes about Pro Mujer, she replied that she likes the health and loan training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rose Mary es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de producción de artesanía en yeso; cuenta que este negocio lo aprendió de su madre, ya que ella también cuenta con este mismo negocio, posteriormente con un préstamo de Pro Mujer de nuestra institución creó su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de estuco) que adquirirá de las los distribuidores y posteriormente a la elaboración lo comercializara en la feria tradicional de la alasita. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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