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Carla Lorena

Update on Carla Lorena

Señora Carla is 21 years old. She continues with the same business of making and selling chocolates. She relates that her business is going well for her. Her clientele has grown. She is now applying for a loan to make wholesale purchases of ingredients to make chocolates, such as cacao, cocoa butter, and sugar, since she has orders to fill.
View original language description ↓
La Sra. Carla tiene 21 años, sigue con la misma actividad de elaboracion y venta de chocolates, cuenta que le va bien en su actividad, crecio en su clientela, en esta ocacion solicita el credito para la compra de insumos para la elaboracion de chocolates como cacao y manteca de cacao y azucar por mayor. ya que tiene pedidos que entregar.

Previous Loan Details

Carla is 21 years old. She is not married but lives with her significant other. She does not have children yet but wants to have some in the future. She makes her living making and selling chocolates and lives in the region of Gallita. This is her second loan with the institution. Carla will u... More from Carla Lorena's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 233
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Carla Lorena to buy ingredients to make chocolates.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 1, 2013
Currency Exchange Loss:
Dec 21, 2013
This photo was used before for a previous loan for Carla Lorena. It was first posted on Kiva on Apr, 2012. Learn More