Franz Tamayo Group
This loan will benefit small entrepreneurs such as Sra. Julia. She says that she joined Pro Mujer six years ago after a friend invited her to become a member of the organization. At the moment, she has a business of making and selling clothes along the Bolivian border. She says that she started her business 20 years ago after learning the trade from friends who were constantly traveling.
The loan she is receiving now will increase her operating capital for buying wool, which she acquires at the fairs in the city of El Alto. Afterwards, she sells what she produces along the border between Bolivia and Peru. Working in this manner enables her to generate income to support her household. Julia is married and has five children.
When asked what she likes about Pro Mujer, Julia said that she enjoys the health topics.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de elaboración y venta de ropa en las fronteras bolivianas; cuenta que este negocio lo implemento hace 20 años aprendiendo el mismo de sus amigas que constantemente viajaban.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializara en la frontera Bolivia - Perú. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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