Nueva Esperanza Ii Group
The loan taken benefits small micro-entrepreneurs where Felisa is a member. She indicates that it is the first time that she joined Pro Mujer, joining by invitation from a promoter of the institution who went to visit her at her house. At the present time she has a blankets and vests fabric business; she says that she learned this business from her sister and later she decided to set up her own business.
The loan that she will now take is to increase capital (wool purchase) that she will buy at the fairs in the city of El Alto, wholesale, and later make her products which she will sell in her stall. This type of work allows her to generate income to support her family, since she is single and has a son.
When asked what she likes about Pro Mujer, she responded that she likes the saving.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Felisa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de mantas y chalecos; cuenta que este negocio lo aprendió de su hermana y posteriormente decide implementar su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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