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Maria Soledad
María Soledad Gacitúa has sold used clothing for more than 20 years. She sells at a market in her neighborhood, in the La Pintana community. She works here from Tuesday to Friday. She buys her merchandise from wholesalers, who sell by the bundle, which is good for her because of the low cost and the wide selection. She tells us that she used her loan to purchase an awning, clothes hangers, and bundles of clothing. Her goal for the future is to show her merchandise in bigger markets and Christmas fairs. What motivates María Soledad the most to continue with her business is the fact that she is economically independent. Personally, following the advice of her doctor, it gives her something to do and she feels useful. She tells us that she only lives with her spouse, since her children moved into their own homes. She has a large family - 13 grandchildren and one on the way. She enthusiastically tells us that she likes to go to the chats and meetings that Fondo Esperanza puts together. She has learned to manage her business, and she has also made friends and she enjoys it.

La Pintana is a community located to the south of Santiago (the capital of Chile), in the Metropolitan region. It is characterized by its high levels of poverty, where more than 10% of the inhabitants live in extreme poverty. Consequently, the local authorities (municipality) have concerned themselves with developing several social programs focused on improving the lives of its inhabitants.
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María Soledad Gacitúa vende ropa usada hace mas de 20 años, su lugar de venta es en la feria de su barrio, en la comuna de La Pintana, se instala de martes a viernes mediodía. Compra su mercadería a mayoristas, quienes le venden por fardos, la cual le conviene por bajo precio y gran surtido.
Nos comenta que usó su crédito para comprar un toldo, colgadores y fardos de ropa.
A futuro tiene como meta exponer su mercadería en ferias más grandes y en Ferias Navideñas.
A María Soledad lo que más le motiva en continuar con su negocio es que es independiente económicamente, en lo personal, siguiendo el consejo de su médico, le sirve de distracción y se siente útil.
Nos comenta que vive con su pareja solamente, ya que sus hijos formaron su propio hogar, ha formado una gran familia, tiene 13 nietos y uno por nacer.
Con entusiasmo nos cuenta que le gusta asistir a las charlas y reuniones que realiza Fondo Esperanza, pues ha aprendido a administrar su negocio y por otra parte ha hecho amistades y lo pasa muy bien.
La Pintana es una comuna ubicada al sur de Santiago (capital de Chile), en la región Metropolitana. Se caracteriza por ser una comuna con altos índices de pobreza, donde más de un 10 por ciento de los habitantes vive en situación de indigencia. Por lo anterior, la autoridad local (municipalidad) se ha preocupado de desarrollar variados programas sociales enfocados a aportar al mejoramiento de la calidad de vida de sus habitantes.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 471.8
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Maria Soledad to buy an awning, clothes hangers, and bundles of used clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Feb 1, 2013
Currency Exchange Loss:
Jul 19, 2013