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Santigie's Group
In this Group: Santigie , Yealie , Ann Marie, Fatmata A., Hawa , Kadie Isha, Alusine D., Sheik Alhaji Simbo, Hassan S., Abdulai Sahid, Isatu M., Umaru
Meet with this group of teachers from the town of Waterloo, near Freetown, Sierra Leone’s capital city. This group of teachers has come to SMT, a partner of Kiva based in Makeni, northern Sierra Leone, to request a loan. With the help of this loan, they will be able to buy or invest in things that their mere salaries cannot let them buy or invest in. At the end of each month, they can easily repay the loan using their monthly salaries. It is their school’s bursar who is directly responsible for doing the deductions and making the repayments on their behalf.

Santigie is the featured leader of this team. The 55 year old is a native of Kamakwie, in northern Sierra Leone, but now resides and teaches in Waterloo. He is married to a teacher and they have 3 children.

Santigie has been a teacher for 16 years now. However, he backed his teaching profession with some petty trading. He has been selling for the past 8 years now. He has requested this loan in order to buy local produce to add to his current items for sale.

(These borrowers came in two different sets; each set was snapped separately and joined together)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD