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Cecilia Andrea
Cecilia Orellana sells clothing for children and adults. She works from her home in the La Pintana community, where she lives. She has worked in this business for two years, working an average of eight hours a day Monday to Sunday. She has a very dynamic way of selling. She offers her products door to door, improvises a kiosk in her own yard (yard sale), and she visits other places where family members live so that she can make herself known, and that way she expands her clientele. She buys her merchandise in the Patronato neighborhood, which is well-known for selling low-priced clothing wholesale and retail. She is using her loan to stock up on merchandise. Her dream is to see her business expand and have her own store.

Having an extra income for her household is what motivates Cecilia to continue her business. She lives with her husband and two children. They study in primary and secondary school. With Cecilia supporting the family economically, they will achieve their dreams. What she likes most about working with Fondo Esperanza is that she has received good training that has allowed her to understand the management of her business.

La Pintana is a community located to the south of Santiago (the capital of Chile), in the Metropolitan region. It is characterized by its high levels of poverty, where more than 10% of the inhabitants live in extreme poverty. Consequently, the local authorities (municipality) have concerned themselves with developing several social programs focused on improving the lives of its inhabitants.
View original language description ↓
Cecilia Orellana vende ropa para niños y adultos, trabaja desde su casa en la comuna de La Pintana, donde reside. Se dedica a este negocio hace dos años, trabajando de lunes a domingo, promedio 8 hrs diarias. Su manera de vender es dinámica, ofrece sus productos puerta a puerta, improvisa un puesto en su propio jardín (“venta de jardín”), visita otros sectores de familiares donde se da conocer y así aumentar su clientela.
Compra su mercadería en el barrio Patronato, muy conocido por la venta de vestuarios por mayor y menor a precios de bajo costo.
Usa su crédito para abastecerse de mercadería, su sueño es ver ampliado su negocio y tener un local propio.
Lo que le motiva a Cecilia en continuar su negocio es tener un ingreso extra para su casa, vive con su marido y dos hijos, ambos estudian en la Básica y Media, apoyando ella económicamente a su familia, lograrán cumplir sus aspiraciones.
Lo que más le ha gustado de trabajar con Fondo Esperanza es que ha recibido buena capacitación que le ha permitido entender el manejo de su negocio.
La Pintana es una comuna ubicada al sur de Santiago (capital de Chile), en la región Metropolitana. Se caracteriza por ser una comuna con altos índices de pobreza, donde más de un 10 por ciento de los habitantes vive en situación de indigencia. Por lo anterior, la autoridad local (municipalidad) se ha preocupado de desarrollar variados programas sociales enfocados a aportar al mejoramiento de la calidad de vida de sus habitantes.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 471.8
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Cecilia Andrea to buy new styles of clothing for children and adults.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2013