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María Del Rosario
María is 50 years old, she is married and has 4 children. Only one daughter, who is 29 years old, lives with her. She makes a living selling groceries like cookies, jello and drinks (juices, sodas, refreshments, frozen drinks in a bag and re-hydrating drinks). She sells her products at the bus stop, from a sales stand that was assigned to her by the mayor. She sells her products from her stand and her daughter helps her sell in the buses when they are stopped, to the passengers who are getting on or off the bus. She has been working in this way for over 18 years. She is a very hard worker.

The loan that she is requesting through the "Fundación Campo" she will use to buy 10 boxes of soda, 10 bags of water, 3 packs of bottled water, 3 packs of cookies and 10 bags of jello.

The necessity that she has, that is of highest priority is to strengthen her business. She currently has very little merchandise to offer the public. She wants to increase her inventory to have extras of all her products in reserve. She also needs to pay a debt that she has to a financial institution.

If she increases her inventory and buys more products, her sales and her profit margin will also increase. With this income her standard of living will improve and she will be able to start a savings fund for the future.

Her plans for the future are to continue selling to make a profit, to build a small restaurant or to buy rights to a stand in the city market to sell her products. To have her own sales stand has been the dream she has had her whole life.
View original language description ↓
La señora María tiene 50 años de edad, es casada, tiene 4 hijos; de los cuales solo una hija de 29 años de edad vive con ella. se dedica a la venta de productos comestibles como son galletas, gelatinas y bebidas (jugos, gaseosas, refrescos, agua helada en bolsa o en botella, bebidas hidratantes) todos estos productos los vende en la parada de autobuses. En este lugar tiene un puesto en la acera que la alcaldía le ha asignado. Los productos los vende en su puesto y la hija le ayuda a venderlos en los autobuses cuando estos realizan su parada en la meta para bajar o subir a los pasajeros. Ya tiene más de 18 años de ejercer esta actividad, es una persona muy trabajadora.


El préstamo que esta solicitando a Fundación Campo, es para comprar 10 cajas de gaseosa,
10 cajas de gaseosas, 10 bolsas de agua, 5 fardos de agua embotellada, 3 fardos de galletas, 10 bolsas de gelatinas.

La necesidad más importante será el fortalecimiento del negocio; ya que cuenta con muy poca mercadería para ofrecer al público y aumentar los inventarios para tener una reserva de todos estos productos. También el pago de una deuda a una institución financiera.

Si se incrementan los inventarios y se compran más productos las ventas también incrementaran y el margen de ganancia será mayor. Con estos ingresos el nivel de vida será mejor ya que se podrán hacer un ahorro para el futuro.

Sus planes a futuro según sean las ventas y ganancias, es construir un cafetín o comprar un derecho de un puesto en el mercado de la ciudad para vender los productos, para poseer un local propio este es el sueño de toda la vida que ella ha tenido.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 810
    View loans »
    El Salvador Loans Fundraising
  • $25,685,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped María Del Rosario to buy 10 boxes of soda, 10 bags of water, 3 packs of bottled water, 3 packs of cookies and 10 boxes of jello.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 31, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014