Flor De Haba Group
The credit they are taking will benefit the micro entrepreneurs where Luisa is a member. She indicates that she joined Pro Mujer three years ago, joining by invitation of friends in the group who are members of the institution. Currently she has a business weaving alpaca wool. She has been in this business since she was 15 years up until now at 55 years old, making 40 years of working in this field.
The loan she is now taking is to increase her capital (to buy alpaca wool) that she will buy in the markets in the city of El Alto, at wholesale, and later sell her creations by taking orders. This form of work permits her to earn income in order to support the family, as she lives with a partner and she has three children.
When asked what she likes about Pro Mujer, she says that she likes the sessions on health and savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Luisa es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de las compañeras de su grupo que son socias de la institución. En la actualidad ella tiene un negocio de tejido en lana de alpaca; cuenta que este negocio lo desde sus 15 años y hasta ahora que tiene 55 lo maneja, siendo 40 años de trabajo en esta área.
El crédito que ahora sacará es para el aumento de capital (compra de lana de alpaca) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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