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Faraja Group
In this Group: Nadudesi, Furaha, Bulonza, Maramuke, Nankafu, Mbonekube, Bisona, Ntacho, Nankafu, Mapendo, Iragi, Nsimire, Bulonza, Tabu, Wabenga, Nsimire, Malinga, Sifa, Veranda, Biheheka, Muderhwa
Bisona, an ambitious women, is a member of the credit association "Faraja". She is 40 years old, married to a civil servant, and the mother of five children who all go to school.

She started her business with money she received from her husband before joining the credit association.

This new loan will allow her to buy two jerry cans of vegetable oil.

Her business does not present any difficulties; yet, her wish is to grow her business and build a home for the family.

She thanks Hekima, as well as its partners, for their support.
Madame Bisona, femme ambitieuse est cliente de l'association de crédit Faraja. Mariée à un fonctionnaire de l'Etat, mère de 5 enfants qui étudient tous est âgée de 40 ans. Son activité débuta grâce à l'argent reçu de son mari avant de regagner son association de crédit. Ce nouveau crédit va lui servir en l’approvisionnement de 2 bidons d'huile végetable. Son activité ne présente aucun obstacle; cependant, son vouloir est de faire grandir son commerce et construire une maison familiale. Elle remercie Hekima ainsi que ses partenaires pour leurs actions.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,640,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Faraja Group's $5,625 loan helped a member to buy two jerry cans of vegetable oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 4, 2013
Currency Exchange Loss:
Jun 17, 2013