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Marie Marguerite
Marie Marguerite is a 48-year-old single woman and the mother of four children whose ages range between 4 and 30. Two of her children are in school.

Marie Marguerite has been involved in retail and wholesale commerce for the past 17 years. Depending on the season, she sells fresh produce (fruits) at a local market. She knows her suppliers and especially her customers very well, for having built her customer base over time, thanks to her experience in this field. However, because of her small capital, she is constantly out-of-stock since she has to sell off her stock before she can buy more merchandise.

Marie Marguerite would like to increase her stock of fruits, which will allow her to better meet the constant demand from her customers. A larger stock will also prevent stock shortages and will help her to increase her profits.

Marie Marguerite intends to save her profits, not only to expand her activity, but also to meet her family's needs.
View original language description ↓
Marie Marguerite est une femme de 48 ans célibataire mère de 4 enfants dont l'age varie entre 4 et 30 ans 2 d'entre eux vont à l'école. Elle est commerçante et fait la vente en détail et en gros des vivres frais (fruits) en fonction des saisons dans un marché de la place depuis 17 ans. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera augmenter le stock de ses fruits pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks et d'augmenter ses bénéfices. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,421
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,168,400
    Funds lent in using Kiva
  • 483.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Marie Marguerite to increase her stock of fruits.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 24, 2013
Currency Exchange Loss:
Sep 4, 2014