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Harriet is 34 years old and lives in the town of Bugiri in the Iganga region of Uganda. She is married and has three children with two of them currently in school. For the past eight years, Harriet has been working hard to manage her stationary business, which prints and sells stationary.

To help expand her business, Harriet has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to add stationary items such as exercise books and reams of paper to the business and will help Harriet to generate greater profits and increase the family's income. Harriet hopes that in the future, she will be able to expand the business to other areas.

Harriet is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Harriet who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.


Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 215
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,664.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Harriet to buy stationary items such as exercise books and reams of paper to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 9, 2013
Currency Exchange Loss:
Mar 21, 2014