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Pahnan is 43 years old, married, and has four children. She has been in the business of milk sales for many years. She has three calves, two cows, and one buffalo in milk. She used to purchase small calves and sell them at the festival of Eid-ul-Azha. Gradually she purchased cows and buffaloes to start her business of selling milk. Pahnan sells milk, butter, cheese, and ghee to her neighbors. She has a good client list.

Pahnan is requesting her sixth loan from Kashf Foundation for 30,000 PKR, which she will use to buy one more cow in order to increase her milk production and be able to serve more people in her community. She wishes to utilize part of her revenue on the marriages of her daughters.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 97.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Pahnan to purchase a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014