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Shpresa, who just turned fifty years old, has five children. The oldest is 30 and the youngest is 14 years old. They all live in a little town in the northwestern part of their country.

For the past ten years, Shpresa has been buying and selling second-hand items. She states that because of this she has been able to feed all of her family members. Her oldest children do the same work; they are involved in this type of activity. They buy items from neighboring countries and sell them in the local market in the town where they reside.

Shpresa now needs a loan to buy more items to resell.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 102.9
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Shpresa to stock up on inventory of second-hand items to resell.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 1, 2013
Currency Exchange Loss:
Jun 17, 2014