Julius lives in Buyanja town in Lyantonde with his family and relatives. He owns a corn milling machine which he operates on a daily basis. He also buys and sells millet flour. He has a retail shop that his wife works in. He has four children aged 6, 4, 2 and 1. His oldest child has just started going to school.
Julius' plan for the loan he has requested is to pay school fees and to buy additional bags of cereal.