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Mariam is a single mother who lives on the outskirts of Lyantonde. She operates an electronics shop from which she earns income to take care of her household needs and pay tuition for her daughter.

Mariam is a repeat client who has taken several loans of 1,500,000, 2,000,000 and now wants UGX 3,000,000. She began the business in 2005 because there was less competition for the business. However, more people have come into the business and stiff competition has become high on her challenges list.

Mariam will use this loan to buy construction items in the form of cement and sand to do finishing for her residential house, so that it can be habitable and she will be able to cut her rent costs. She is a very hardworking and assertive woman.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 150
    View loans »
    Uganda Loans Fundraising
  • $31,988,475
    Funds lent in using Kiva
  • 2,664.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Mariam to complete her residential house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Feb 9, 2013
Currency Exchange Loss:
May 17, 2014