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Askar is a young man of the age of 32. He is married and has two children. He and his family live in a village. The whole family works with crop production, and also with livestock breeding. They mainly grow onions, wheat and potatoes. However, Askar's main source of income is from fattening livestock. Every morning his wife milks the cow, which gives up to 10 liters of milk, which she sells to her neighbors and acquaintances. His wife also produces dairy products like yoghurt, cottage cheese and sour cream.

During the season, Askar gets a good harvest and income from growing crops, but currently it is the season for fattening livestock and for income from this type of activity. Therefore he tries to purchase livestock and in the spring, after having fattened them, resell them more expensively. Askar plans to invest the income received in the purchase of livestock to develop his business. He expresses his thankfulness to the Kiva organization for the financial help and support.
View original language description ↓
Аскар молодой мужчина в возрасте 32 лет. Он женат имеет двоих детей. Он со своей семьей живет в кишлаке. Они всей семьей занимаются выращиванием сельскохозяйственной культуры а также животноводством. В основном выращивают лук, пшеницу и картофель. Но основной доход у Аскара от откорма скота. Его жена каждое утро доит корову которая дает до 10 литров молока и продает соседям и знакомым. Также жена производит молочные продукты как кефир, творог, сметану. По сезону Аскар получает хороший урожай и доход от выращивание сельхоз культур, но сейчас сезон откармливание скота и доход от этого вида деятельности, поэтому сейчас он старается приобрести скот и до весны откормив продать по дороже.
На полученный кредит Аскар планирует приобрести скот и развивать этот бизнес. Он выражает свою благодарность организации Кива за финансовую помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $29,704,375
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Askar to buy livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Feb 4, 2013
Currency Exchange Loss:
Dec 17, 2013