Zira is in her early sixties and has one grown-up child and grandchildren whom she adores. She lives with them in the northern Albania, in a little village and has been operating a vineyard/winery business for the past six years.
Zira sells grapes to the locals who want to make their own wine or she sells her homemade wine to them. Either way, this activity has turned out to be profitable and she has been enjoying it, so far.
This would be the fourth loan, the previous ones being used for the business and successfully paid back. Zira needs this loan to buy pipes and concrete pillars for her vineyard.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.