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Update on Elmira

Revenues from the first loan expanded opportunities for Elmira's family.

With the goal of further developing her business, Elmira appealed to Bai-Tushum and Partners for a loan of 35,000 som (KGS) to buy livestock with the aim of fattening and reselling them.

Elmira plans to invest income from the loan to expand her homestead.
View original language description ↓
Доходы от первого кредита хорошо расширили возможности семьи Эльмиры. В целях дальнейшего развития своего бизнеса, Эльмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 35,000 сом (KGS) на покупку скота с целью откорма и перепродажи. Доходы от кредита Эльмира планирует вложить в увеличение хозяйства.

Previous Loan Details

Elmira is 27 years old, married, and raising a three-year old daughter. In the search of a source of income for her family, since 2005 Elmira launched a livestock business, with a starting capital of 30,000 KGS. Thanks to Elmira’s hard work, her livestock currently includes three cows, three calv... More from Elmira's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elmira to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 4, 2013
Currency Exchange Loss:
Jan 18, 2014