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Seam's Group
In this Group: Seam, Narin
An elderly woman originally from Moung Russey district of Battambang province, Seam is a 60-year-old widow and mother of two children who live independently as they also have their own family. To support her daily living, she farms on two hectares of farmland. She has 10 years of experience involving rice cropping which earns her about 16,700 KHR per day. Head has been with VisionFund, Kiva’s partner for the past five cycles. She has used the past loan wisely to upgrade her living status and to improve her income, generating activities in a gradual manner. Now, she joins a microloan group consisting of two members. She is requesting 1,400,000 KHR, whereas her co-borrower is applying for 1,200,000 KHR. In this cycle as the group leader, she is going to spend her loan portion on potash, insecticide, and to pay for labor fees. She hopes to gain more yield than last year and make more income to sustain her living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 264
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Seam's Group's $675 loan helped a member to buy potash, insecticide, and to pay for labor fee.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Dec 17, 2013