Joseph is single, 25 years of age. He is a motorcycle rider which he is doing as a source of income to look after himself and his dependents. Joseph started this business two years back, after dropping out of school because his parents could not pay his tuition.
He wants a loan of UGX 2,500,000/= (two million and five hundred thousand shillings) to complete payment of his new motorcycle. Joseph hopes that this new motorcycle will help him make more money -- since it will be new, it will attract more customers to him. With the income, he will be in better position to provide for the family.
The major challenges Joseph faces are the poor road network that leads to the mechanical breakdown of the motorcycle and the weather, most especially when it rains, which puts him out of work. Joseph wants the lender to always extend financial support to him and see his life progressing.