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Felister is a married woman. She describes herself to be a humble and ambitious woman. She operates a retail business where she sells onions. Her business is located in a viable business area and her primary customers are local residents. She describes her biggest business challenge to be competition from other business people.

Felister will use the KES 78,000 loan to buy a water tank, which will be used by her nuclear and extended family of 20 members. Her business goal is to be an onion distributor within five years.

This is her fourth loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM). Previously, she took loans in the amounts of KES 20,000, KES 50,000 and KES 80,000, which she managed to successfully pay. She aspires to have a decent home with complete provision of water for the household activities.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 726
    View loans »
    Kenya Loans Fundraising
  • $43,726,300
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Felister to purchase a water tank, which will be used by 20 family members.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Jan 31, 2013
Currency Exchange Loss:
Nov 17, 2014