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Margeret is a married woman. She has seven children. She describes herself to be an innovative and hard-working woman. She operates a restaurant where she sells food, milk, etc. She has been involved in this business for 20 years. Her business is located at a potential business area, and her primary customers are local residents. She will use the 21,000 KES loan to buy a water-harvesting tank, which will be used by her nine family members, for household activities. Her business goal is to improve her business and increase her income within five years. This is her first loan with SMEP DTM.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 606
    View loans »
    Kenya Loans Fundraising
  • $44,775,100
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Margeret to buy a water tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Jan 31, 2013
Currency Exchange Loss:
May 17, 2014