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Fotima is a resident of the Payandj region. She is 47 years old. She is married, and has three children. Her husband and two sons have gone to work in Russia. Fotima wants to start her own business. She is interested in livestock activities.

Since Fotima does not have sufficient money, she applied for a loan. She is taking a loan of $2,000 and is getting involved in the buying and selling of livestock. Fotima hopes for the success of her business, and will use the profits for her son's marriage.
View original language description ↓
Фотима жительница района Пяндж. Ей 47 лет. Она замужем, имеет троих детей. Муж и двое сыновей Фотимы уехали на заработки в Россию. Фотима хочет начать свой бизнес. Ее интересует животноводческая деятельность. Так как у Фотимы нет достаточных денежных средств, она обратилась за кредитом. Она берет кредит на сумму 2000 долларов и заняться купле продажей крупно-рогатого скота. Фотима надеется на успешность своего бизнеса, и за счет прибыли женить сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 176
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Fotima to buy short-horned livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 3, 2013
Currency Exchange Loss:
Jul 17, 2013