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Gulnur is 43 years old, married and raising three children, of which the youngest is 11 years old. Her twin sons are 18 years old. They are attending culinary school and will be cooks in the future.

Gulnur has been engaged in livestock breeding for more than 14 years, after having started this business with 10,000 som (KGS). Currently she has 20 sheep and three bulls at the farm, and the monthly income from the sale of livestock is around 15,000 som (KGS).

With an aim to further develop her business, Gulnur turned to the organization "Bai Tuhsum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of additional heads of livestock for fattening and then reselling. Gulnur plans to invest the income from the loan in further increasing the number of livestock. This year she plans to repair her house.
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Гульнур 43 года, замужем, воспитывает 3 детей, младшему из которых 11 лет. Двоя двойняшек сыновей им по 18 лет. Они будущие повара, учатся в кулинарном училище. Гульнур более 14 лет занимается животноводством, начав этот бизнес с 10,000 KGS, на сегодняшний день имеет в хозяйстве 20 овец и 3 бычка, Ежемесячная прибыль от продажи скота составляет около 15,000 KGS. В целях дальнейшего развития своего бизнеса, Гульнур обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота для откорма и последующей реализации. Доходы от кредита Гульнур планирует вложить в дальнейшее увеличение поголовья.В этом году планирует сделать дома ремонт.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulnur to purchase additional livestock for fattening and reselling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 4, 2013
Currency Exchange Loss:
Aug 17, 2014