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Josefa Alejandra
Josefa, 47, is a native of Granada. She is a widow and mother of six children aged 14, 16, 19, 20, 21, and 23. Currently, only three attend school and the other three work. As a trader, she sells vegetables. She began in this area of trade at the age of 23 with the help of her husband who traveled to the United States to obtain extra income to invest in her business. Due to the passing away of her husband, she decided to undertake another business of selling nacatamals on the weekends. She did this since she had to look for a means to sustain and maintain her family. She feels satisfied because both business are generating income daily and they have regular customers.

She is requesting this loan to buy potatoes, onions, tomatoes, melons, carrots, beets, bananas, etc. She estimates that this loan will help her to buy all the vegetables that she needs to stock her business' inventory. Her future plans are to be able to pay off this loan and then apply for another one to continue investing in her business to keep it stable and profitable. One of her next goals is to expand her business.
View original language description ↓
Josefa de 47 años de edad, originaria de Granada, viuda, madre de 6 hijos entre las edades de 14, 16, 19, 20, 21,23 años, actualmente solo tres están estudiando, y los otros tres trabajan, de oficio comerciante, se dedica a la venta de verduras. Inicio en el ámbito del comercio a la edad de 23 años con la ayuda de su marido quien viajaba a los Estados Unidos a trabajar para obtener otra forma de ingresos extras para invertir en su negocio, debido al fallecimiento de su marido ella decidió emprender otro negocio como es la venta de nacatamales los fines de semana, ya que ella tenía que buscar un medio del cual subsistir y mantener a su familia, se siente satisfecha porque ambos negocio le generan ganancias a diarias, cuenta con clientes fijos.
Ella está requiriendo el financiamiento para comprar papas, cebolla, tomates, melón, zanahoria, remolacha, plátanos, etc. ya que ella estima que este crédito le ayudara a comprar toda la verduras que necesita para surtir el inventario de su negocio, sus planes futuros es poder pagar el crédito para luego volver a solicitar otro para seguir invirtiendo en el negocio para mantenerlo estable y rentable, una de sus metas próximas es ampliar el negocio.

About Nicaragua

  • $3,636
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $23,441,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Josefa Alejandra to buy potatoes, onions, tomatoes, melons, carrots, beets, bananas, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 25, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013