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Los Claveles Group
In this Group: Nora, Delia Luz, Yanett, Nehemias , Yola Teresa, Tania Marlene, Eliudora, Elizabeth
The communal bank “Los Claveles” (The Carnations) will begin its fourth cycle in Pro Mujer as part of the Colllpani Focal Point. It is composed of 8 members and is led by a board of directors where Nora is the President. The businesses that the members of the communal bank carry out are varied, among them are: the sale of livestock, weaving blankets of yarn, transport services, a bookstore, the sale of office supplies, the sale of CDs and juices of quinoa.

The loan they will take out will benefit the small group of businesswomen of which Nora is a member. She indicates that two years ago she joined Pro Mujer, entering at the invitation of her friend who is a member of the institution. At present she has a business selling pastries. She says that she implemented this business with the first loan made by Pro Mujer as one of the advisers gave her guidelines for the opening of this business.

The loan that she will take out now is for the increase of capital to buy wheat and sugar that she will acquire from the markets of the city of El Alto and subsequently prepare what she will sell in her sales space. This way of working allows her to generate resources in order to maintain her home as much as possible as she lives in a common-law marriage and has three children.

When asked what she likes about Pro Mujer, she responds that she likes the health services.
View original language description ↓
La A.C. “LOS CLAVELES” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Nora es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ganado, tejido de mantas de hilo, servicio de transporte, librería, venta de material de escritorio, venta de CD’s y jugos de quinua, servicio de transporte.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nora es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta pastelería; cuenta que este negocio lo implemento con el primer préstamo que realizó de Pro Mujer, ya que una de las asesoras le dio pautas para la apertura de este negocio.

El crédito que ahora sacará es para el aumento de capital (compra de harina y azúcar) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 86
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Claveles Group's $3,700 loan helped a member to buy flour and sugar.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2013