Los Claveles Group
The loan they will take out will benefit the small group of businesswomen of which Nora is a member. She indicates that two years ago she joined Pro Mujer, entering at the invitation of her friend who is a member of the institution. At present she has a business selling pastries. She says that she implemented this business with the first loan made by Pro Mujer as one of the advisers gave her guidelines for the opening of this business.
The loan that she will take out now is for the increase of capital to buy wheat and sugar that she will acquire from the markets of the city of El Alto and subsequently prepare what she will sell in her sales space. This way of working allows her to generate resources in order to maintain her home as much as possible as she lives in a common-law marriage and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nora es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta pastelería; cuenta que este negocio lo implemento con el primer préstamo que realizó de Pro Mujer, ya que una de las asesoras le dio pautas para la apertura de este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de harina y azúcar) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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