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Jose Ramon
José is 25 years old. He is from Granada and is married. He is a merchant who makes and sells jewelry. He started his work activity when he was 12 years old, working with an uncle in a jewelry store. He acquired experience there and a total command of the business. That was where he decided to start his own business with money he had saved up from his previous job. He was able to buy his own tools that he needed for the business. He is very satisfied because it is going well for him at the business and he makes more income every day. He has regular customers. His hopes to be able to expand the business area in order to make it more comfortable for his customers.

José is asking for the loan to buy materials such as gold and silver and tools necessary to make chains, rings and bracelets. His objective is to offer a better quality product to his customers. He believes this loan will help him to buy a display case that he needs to show his jewelry. His plans for the future are to have a locale in the market to increase his sales and thus have better earnings to improve family stability.
View original language description ↓
José de 25 años de edad, originario de Granada, casado, de oficio comerciante, se dedica a la elaboración y ventas de joyerias. Inicio en su actividad laboral a la edad de 12 años, trabajando con su tío en una joyería, en donde fue adquiriendo experiencia y total dominio del negocio, fue allí que decidió emprender su propio negocio con dinero que fue ahorrando de su anterior trabajo pudo comprar sus propia herramientas que necesitaba en su negocio, el cual se siente muy satisfecho porque le va muy bien en su negocio, el cual le genera mejores ganancias a diarias, cuenta con clientes fijos. Sus expectativas es ampliar el área del negocio para ofrecer una mejor comodidad a sus clientes.
José está solicitando el financiamiento para comprar materiales como oro y plata.Todas las herramientas necesarias para la elaboración de las cadenas, anillo y pulsera. Con el objetivo de ofrecer un producto de mejor calidad a sus clientes, el estima que este crédito le ayudaría a comprar una vitrina que necesita para la exhibición de las joyas, sus planes futuros es llegar a tener un local en el mercado para incrementar las ventas y de esta manera obtener mejores ganancias para mejorar la estabilidad familiar.

About Nicaragua

  • $3,636
    Average annual income
  • 138
    View loans »
    Nicaragua Loans Fundraising
  • $24,035,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Jose Ramon to buy materials such as gold and silver.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 24, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013