2 De Febrero Group
The loan they are requesting will benefit small businesses in which Ana María is a participant. She says she joined Pro Mujer eight months ago at the invitation of the members of her group, who are members of the institution. Currently, she has a business selling condiments (seasonings, herbs, spices). She says that she learned this business from her mother, whom she helped with sales. Later she decided to open her own, independent business.
Ana María will use this loan to increase her capital by buying condiments wholesale in the markets of the city of El Alto. She will later sell the condiments as a travelling vendor (without a fixed sales stall). This form of work allows her to generate resources to support herself, as she is single and lives with her parents. When she is asked what she likes about Pro Mujer, she says that she likes the training relating to health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana María es integrante, ella indica que hace ocho meses que integra Pro Mujer, ingresando por invitación de las compañeras de su grupo que son socias de la institución. En la actualidad ella tiene un negocio de venta condimentos; cuenta que este negocio lo aprendió de su madre ya que le ayudaba en su venta, posteriormente ella decide abrir su negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de condimentos) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente lo comercializará de forma ambulante (sin puesto de venta fijo). Esta forma de trabajo le permite generar recursos para mantenerse, ya que ella es soltera y vive con sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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