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Gloria Zulema
Gloria, age 41, is married and has two children. She lives with her husband and daughter in the Esperanza Intibucá municipality. She has been working in commerce for approximately 17 years. She has a sales stand at a local market. She sells clothes and all types of shoes for women, men, and children.

She has kept her business financially stable through the investment of various loans. The loan she is requesting is her fourth cycle, and it is for 20,000 lempiras. She will use the loan to buy merchandise, mainly school uniforms and shoes. She will do this because it is now the school season, and she needs to have products. Her goal is for her business to always grow.
View original language description ↓
Gloria, tiene 41 años de edad, casada, tiene dos hijos, vive con su esposo y una hija en el municipio de la Esperanza Intibucá. Ella tiene aproximadamente 17 años de dedicarse al comercio, tiene un puesto de venta en un mercado local, donde vende ropa y zapatos de todo tipo para damas, caballeros y niños. Ha mantenido estable económicamente su negocio mediante la inversión de varios préstamos. El préstamo que solicita es el cuarto ciclo y es por 20,000 lempiras, el cual lo invertirá en la compra de mercadería principalmente uniformes escolares y calzado, ya que es la temporada escolar y necesita tener producto. Su meta es siempre seguir creciendo con el negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Gloria Zulema to buy shoes and school uniforms to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Jan 31, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014