Update on Deisy LorenaDeisy has decided to apply for a new loan in order to buy a variety of merchandise. She will buy popsicles, cones, paper umbrellas, and various flavors of sorbet, along with a range of the types of ice cream which her clients enjoy.
She believes that the effect of the loans has been to make her business more stable, with a greater variety for her clients. She is able to provide necessities for her family, and so far they have maintained stability both in their financial situation and their health.
Ella considera que el efecto que ha tenido como la utilidad de los préstamos es un negocio más estable y con mayor variedad para los clientes, es quien le aprobé lo necesario para su familia que hasta el momento se han mantenido estables económicamente y en salud.
Previous Loan DetailsDeisy has four children and lives with her husband. She sells ice cream. She started this business six years ago with her husband. He is a roving salesperson while she sells the ice cream from their home. She is asking for this loan in order to supply their business. They will buy a variety of po... More from Deisy Lorena's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jan 23, 2013
- Jan 30, 2013
- Currency Exchange Loss:
- Jun 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.