Update on Osman AdilsonOsman is requesting a new loan because he wants to invest again in growing basic grains. He will buy fertilizer and herbicides in order to sow corn and pipián (a type of squash). This will help him carry on his daily work, from which he supports the needs of his family.
Osman says that his previous loan allowed him to have a better yield from his planting. With this he has been able to meet his family’s food and clothing needs. He says that his household finances are now relatively stable and he is able to support his family, who are all healthy.
Considera que el crédito Le permitió tener una mejor producción en la siembra, con esto ha podido obtener lo necesario en alimentación y vestuario para su la economía en su hogar está bastante estable, todos gocen de salud y se mantiene el grupo familiar.
Previous Loan DetailsOsman is asking for a new loan to work in agriculture. He will use this money to buy six sacks of manure and a container of herbicide. These supplies are used every time he starts a new corn and bean crop to protect it from infestations and to improve crop yields. His previous investment had... More from Osman Adilson's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jan 22, 2013
- Jan 30, 2013
- Currency Exchange Loss:
- Feb 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.